Quarterly Sector Accounts - 3. quarter of 2025
Household saving rate reached 18.4%
Publication Date: 02. 01. 2026
Product Code: 050057-25
Non-financial corporations: the profit rate decreased
The profit rate in the Q3 2025 was 43.5%, which is by 0.1 percentage point (p. p.) less, quarter-on-quarter, and by 0.3 p. p.1 less, year-on-year. The total labour costs of non-financial corporations increased by 7.3%1, y-o-y. The investment rate increased by 0.3 p. p., q-o-q, and reached 26.8%. It decreased by 1.1 p. p.1, year-on-year.
Households: both the consumption and income slightly increased
“In the Q3 2025, the real income of households increased by 0.3%, year-on-year. Consumption of households per capita was growing even faster, it increased by 2.8%. The trend of a decrease in the saving rate to standard levels of the pre-crisis years thus continued, Vladimír Kermiet, Director of the National Accounts Department of the Czech Statistical Office (CZSO), said.
The total of real monetary and non-monetary income of households per capita increased in the Q3 2025 by 0.1%, q-o-q; in the y-o-y comparison, it increased by 0.3%1.
Household real consumption per capita increased by 0.3%, q-o-q; in the year-on-year comparison, it increased by 2.8%1.
The average monthly income from employment reached CZK 51 3111 in the Q3 2025. It increased in real terms by 1.2%, q-o-q; in the y-o-y comparison, it increased by 3.9%1.
The household saving rate was 18.4% in the Q3 2025, which is by 0.1 p. p. less compared to the previous quarter, and by 1.9 p. p. less than a year ago.
The investment rate in the household sector increased by 0.1 p. p., quarter-on-quarter, and reached 10.6%. In the year-on-year comparison, the investment rate of households increased by 0.2 p. p.1
GDP estimate refinement
At the same time, the gross domestic product (GDP) estimate has been refined. The GDP increased in the Q3 2025 by 0.8%, q-o-q, and in the year-on-year comparison by 2.8%. For the time series of GDP resources and uses see: https://csu.gov.cz/produkty/hdp_ts.
1 seasonally non-adjusted piece of data
All terms are in terms of national accounts; for explanations of terms written in bold italics see: https://apl.czso.cz/nufile/Definitions.pdf.
Notes
Contact person: Vladimír Kermiet, Director of the National Accounts Department, phone number (+420) 274 054 247, e-mail: vladimir.kermiet@csu.gov.cz
Used data sources updated as at: 17 December 2025
Related CZSO’s website: https://csu.gov.cz/gdp-national-accounts
Next news release will be published on: 31 March 2026 (Quarterly Sector Accounts for the fourth quarter of 2025)
Data of quarterly sector accounts are seasonally adjusted unless expressly otherwise stated.
The news releases of Eurostat on quarterly sector accounts are published later. The latest published information for the second quarter of 2025 is available at:
https://ec.europa.eu/eurostat/en/web/products-euro-indicators/w/2-28102025-ap,
https://ec.europa.eu/eurostat/en/web/products-euro-indicators/w/2-07102025-ap.
Quarterly sector accounts data are published on the CZSO’s website in the tables of Transactions in products and distributive transactions by sector: http://apl.czso.cz/pll/rocenka/rocenkavyber.kvart_qsa?mylang=EN&oblast=@RU
and quarterly non-financial sector accounts (current and capital accounts):
http://apl.czso.cz/pll/rocenka/rocenkavyber.kvart_qsa_mat?mylang=EN&oblast=@RU.