Economic Results of Health Insurance Companies
Introductory note | Contents |
This publication includes selected indicators from the processing of the quarterly statistical questionnaire Zdp 3-04. The reporting duty for this questionnaire have incorporated businesses whose principal activity is the activity of health insurance companies (CZ-NACE group 75.3).
The legislative framework for the activity of the health insurance companies in the CR is regulated by laws on the Všeobecná zdravotní pojišťovna ČR (VZP ČR; General Health Insurance Company of the CR) and on employees’ (branch) health insurance companies. In accordance with these laws, the health insurance companies are bearers of public health insurance for health insurance policyholders they register.
This statistical publication contains preliminary results for Q1 2006 and comparable data for the corresponding period of 2005. What is meant in particular is the “Accrual-based insurance premiums” (i.e. “Premiums written”), “Costs of health care” and selected indicators of “Assets and liabilities”.
Attached are also brief analytical comments to characterize development tendencies of key indicators on health insurance companies in Q1 2006, in comparison with the corresponding period of 2005, and methodological notes on the indicators in the tables.
When interpreting and using the indicators presented in this publication, one should bear in mind that due to the deadline for the submitting and processing of the statistical questionnaire Zdp 3-04 (by the 27th calendar day following the end of the reference quarter), which comes earlier than the closing date of the accounts of the reporting units, the units are allowed by the methodological notes in the questionnaire to use informed guesses for reporting those statistical indicators which are defined with regard to accounting indicators or derived from them. The guesses are then updated by means of a retro-correction system: the reporting units can submit, along with the questionnaire for a current quarter, corrections (refinements) of the estimated data for all the previous quarters of a current year.
In the quarterly statistical questionnaire Zdp 3-04 for year 2006 no content changes took place compared to 2005, only slight methodological adjustments were made.