Economic Results of Health Insurance Companies
Introductory note | Contents |
This publication includes selected indicators from the processing of the quarterly statistical questionnaire Zdp 3-04. The reporting duty to complete the questionnaire was imposed on incorporated businesses whose principal activity is the activity of health insurance companies (CZ-NACE group 75.3).
The activity of health insurance companies in the CR is regulated by acts on the General Health Insurance Company of the CR and on employees’ (branch) health insurance companies in force. In accordance with these acts the health insurance companies are bearers of public health insurance for health insurance policyholders they register.
This statistical publication gives preliminary results for Q4 2004 and the whole of 2004 as well as data for the same period of 2003 for selected indicators comparable in methodology. Attached are also (i) brief analytical comments to characterize development tendencies of key indicators on health insurance companies in Q4 2004 and the whole of 2004 in comparison with the corresponding period of 2003 and (ii) methodological notes on the indicators listed in the tables. The reader’s attention is drawn to the fact that the publication releases and uses for comparison data for 2003 adjusted on the basis of additional refinement (corrections) made by the health insurance companies.
When interpreting and using the individual indicators of this publication, one should bear in mind that due to the earlier date fixed for submitting and processing the statistical questionnaire Zdp 3-04 (by the 27th calendar day following the end of the reference quarter), which comes before accounts of the reporting units are closed, the units were allowed, in compliance with the methodological notes in the questionnaire, to use expert estimates in reporting those indicators that are defined with regard to accounting indicators or derived from them. The estimates are subsequently refined by a system of retro-corrections, when the reporting units can submit, along with the questionnaire for a current quarter, corrections (updates) of the data estimated for all the previous quarters of a current year.
Compared to 2003, the statistical questionnaire Zdp 3-04 for the year 2004 was extended to also measure indicators on drawing on resources from the prevention fund for preventive schemes (division ‘Costs of health care’) and on income interest, dividends received and shares in profits (division ‘Financial indicators’). The questionnaire was also adjusted to reflect statistical survey requirements and the methodological amendments laid down in the Ministry of Finance’s Decree No. 503/2002 of 6 November 2002 as last amended.