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Economic Results of Health Insurance Companies

Introductory note

Contents

This publication includes selected indicators from the processing of the quarterly statistical questionnaire Zdp 3-04 filled in by incorporated businesses whose principal activity is the activity of health insurance companies (CZ-NACE group 75.3).

The activity of the health insurance companies in the CR is regulated by laws on the General Health Insurance Company of the CR and on employees’ (branch) health insurance companies in force. In accordance with these laws, the health insurance companies are bearers of public health insurance for health insurance policyholders they register.

This statistical publication contains preliminary results for the second quarter of 2004 and, for selected indicators comparable methodologically, also data for the same period of 2003. Attached are also brief analytical comments to characterize development tendencies of key indicators on health insurance companies in the second quarter of 2004, in comparison with the corresponding period of 2003, and methodological notes on the indicators listed in the tables.

When interpreting and using the individual indicators of this publication, one should bear in mind that due to the date of submitting and processing the statistical questionnaire Zdp 3-04 (by the 27th calendar day following the end of the reference quarter), which comes earlier than the closing date of the accounts of the reporting units, the units are allowed by the methodological notes in the questionnaire to use estimates in reporting the indicators defined with regard to accounting indicators or derived from them. The estimates are subsequently updated by the system of the so-called retro-corrections, when the reporting units can submit, along with the questionnaire for a current quarter, corrections (updates) of the estimated data for all the previous quarters of a current year.

Compared to 2003, the statistical questionnaire Zdp 3-04 for year 2004 was extended to also measure indicators on drawing on resources from the prevention fund for preventive schemes (in the division ‘Costs of health care’) and on income interest, dividends and shares in profits (in the division ‘Financial indicators’). It was also adjusted to reflect the requirements for statistical measurement and the methodological alterations laid down in the Ministry of Finance’s Decree No. 503/2002 of 6 November 2002, as last amended.